Things did not go well on Thursday. I had a busy day lined up, visiting clients in Nottingham. The day started fairly badly as the first call there was no one in. As that meant I had a little more time than originally planned I decided to visit a garage that is under investigation for involvement in fraud.
I found that the garage was closed down and a sold sign was over the roller shutter doors, so I relayed this to the office and asked them to telephone the agent to find out who sold and to whom. They came back and just said leave it, take a photo and move on, that they will pay a fee anyway.
My next port of call was to a family suspected of a fraudulent claim, 'Cash for Crash' as it is know. This is where an accident is staged between two parties and they then make fraudulent whiplash claims. This particular cash is just such an example where an engineers report has shown that one of the vehicles, that was claimed to have been moving, was actually staionary at the time. Anyway, third strike, they were out, so I decided to go to the address that they are allegedly colluding with.
Bingo! I arrive to find that this is being run as a garage. I drive away from the property and I ring the office for instructions. They say, "Take a photo, but don't put yourself at risk". So, I slowly turn the car and park across the road from the property and wait for activity. It comes soon so I bang off a couple of photos and drive off.
Some half a mile away I have to stop at traffic lights with the intent of turning right when I notice an angry looking Asian guy in a car behind. His mobile phone is to his right ear. The lights change and I make my manoeuvre. I then note that Asian man is in a black VW Golf, lights flashing and horn sounding behind me. Me, oblivious to what he wants, continues along the road.
Next thing, Golf is level with me and Asian guy is screaming at me to stop and that he wants to talk to me. I shout back no and continue driving. We then have a Starsky & Hutch moment from Asian man, he cuts in front of me at an angle, forcing me to brake sharply and steer to the side of the road to avoid a collision. At this point it dawns on me that this is probably our suspect from the garage. I wait for him to exit vehicle and reverse away, manoeuvre around his car and drive off.
A short distance up the road he appears again, driving at high speed and forcing me to the side of the road. At this stage I note he is again using his phone. I lock my doors and close the window and take out my mobile. I dialled 999 and asked for help. Asian man comes towards me saying, get out of the car, who are you, why are you taking photos of my house. It is now confirmed, he IS the suspect. I get frightened because he is jabbering away in his language, I think getting back up.
Asian man crosses in front of me and onto the pavement, banging on my passenger window. I restart my stalled car and reverse over a small portion of the pavement intent of getting away. The police call me back and say stay where you are. They had three cars on route, exactly where was I?
I look at SatNav and it does not tell me the name of the road, but I can detrmine I am close to a junction so relay this. Meanwhile Asian male has caught up again. I am extremely concerned and fearful of what will happen. Then the cavalry arrive. I tell him that he is in big trouble now, I can see blue lights in the distance. He jumps into his car and speeds off.
The outcome is he is charged with threatening behaviour and dangerous driving.
Did the police seize his phone for the proof he was using it throughout? No. Now they say they may not have a good case because it will be his word against mine. So, says I, “Why call the police if he just wanted a calm chat at the side of the road?”, I went on, “Why drive away if there is nothing to hide?”
All this and more will no doubt be answered if it does get to court, which I do hope it does. Of course, he may just plead guilty, but I doubt it.
In these fraudulent cases there are, unfortunately, bent solicitors too who knowingly help with fraudulent claims on a no win, no fee basis. A lot of them involve, as this allegation does, phantom passengers and cars that have been seriously damaged in other accidents being insured so that claims can be staged. Unfortunately for the UK too, lots of this type of crime has been imported from Eastern Europe and Asia and facilitated by the no win, no fee claim culture.
Giving the statement to the police was OK, but I hope the investigation into the alleged fraudulent activities is concluded prior to the court date, I have to tell the truth and that will tip him off. Especially as a good brief will want to get ‘behind’ the reason for the photo. What I do know is that he has previous offending history, that was public from his last appearances, it may not go down too well if I am asked the reasons and I have to tell the court about his client’s offending history.
All in all a bad day Thursday, on top of which I lost income too and did not arrive home until 9pm after leaving the house at 8am.



